Anne Arundel County offers a buyer so much in terms of the type of housing and the waterfront view. There is an extraordinary amount of waterfront homes along the Chesapeake Bay, the Severn River, Magothy, South, West, Rhodes and Patapsco rivers. Many of these large rivers have dozens and dozens of smaller tributaries and coves feeding into them. As a result, a buyer should take note of a homes location in relation to the Bay, and the larger rivers, as this normally determines the price of a waterfront home. Check to make sure whether a small tributary or cove is navigable or deep enough for a sailboat.
Before you venture out in search of that waterfront home, get acquainted with different areas to determine whether or not it's what you're looking for. Ask your realtor or insurance agent whether a home requires flood insurance. With the increase in the number of "named" storms in recent years, flood insurance maps have changed and flood insurance rates have increased somewhat.
If you have a powerboat, make sure the dock has power and water as this makes ownership of a boat somewhat easier. Does the home have a boatlift? If you have a sailboat, will the water depth be sufficient for your sailboat? The last thing you need is to be grounded in the middle of a stream or river. Does the dock have bubblers to keep the water free from ice during cold winter months? Frozen ice can literally pick up dock pilings and destroy your dock and boat as well.
Some people don't require a dock at all and simply want to enjoy the gorgeous views that waterfront living has to offer!