The Home Buying Process Explained

The Annapolis Real Estate market can sometimes be a challenging market as competition for homes is high. Homes for sale in Annapolis vary greatly -- both in style, locations and price ranges.

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. For as long as we can remember, homes in the greater Baltimore-Washington and Annapolis areas have not only appreciated faster than the national average, but homes in this area have held their value better than other major U.S. cities.

What are the benefits of owning a home? Read more here .....

Here are some important and useful tips when planning to buy a home:

1) Before you shop for a home, get pre-approved and speak to a lender. Read more here ....

2) Prioritize. Read more here ....

3) Do your homework!! Read more here ....

4) Home buying negotiating tips. Read more here ....

5) The home warranty plan - what is it? Read more here ....

6) Buying A Fixer-Upper. Read more here ....

7) Purchase Agreements....Read more here ....

8) Keeping Your Earnest Money Deposit Safe .... Read more here ....

9) First Time Buyers .... Read more here ....

10) What Sellers Might Disclose .... Read more here ....

11) The Lender's Appraisal .... Read more here ....

12) The Home Inspection .... Read more here ....

Are you looking to buy a home, but don't know how much you can afford or what your monthly payment will be? Keep in mind that a mortgage payment consist of 4 elements commonly referred to as a PITI Payment -- Principle, Interest, Taxes and Insurance. CLICK HERE for a good (and free) mortgage calculator to help determine your monthly PITI payment on a certain loan amount.

Remember -- the best way to determine your payment and how much you can afford, is to speak directly with a lender. If you don't have a lender, feel free to contact me and I can provide you with several mortgage lenders that I personally trust and recommend.