Crofton, Edgewater and Annapolis real estate and homes for sale in Maryland, luxury homes, condos and townhouses - David Noce, REALTOR® David Noce REALTOR(r) for Annapolis, Crofton, and Edgewater, Maryland real estate, luxury homes, condos and townhouses - NUMBER1EXPERT™ David Noce NUMBER1EXPERT(tm) for Annapolis, Crofton, and Edgewater, Maryland real estate, luxury homes, condos and townhouses
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David Noce, REALTOR®, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

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Remember: As a top Annapolis, Crofton, and Edgewater area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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David Noce, REALTOR®, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

David Noce
RE/MAX Leading Edge

1410 Forest Drive, Suite 8
Annapolis, MD. 21403
Phone: 410-268-3040
Cell: 410-991-2847
Fax: 410-268-7771
Email: davidnoce@NUMBER1EXPERT.com

Hi and welcome!! Let me be the first to welcome you to Annapolis …..located in beautiful Anne Arundel County. As a licensed Realtor in the State of Maryland, I specialize in real estate throughout Anne Arundel County, Howard County, Prince Georges County and Queen Annes County. I’ve lived in the Annapolis area for over 10 years so I know Annapolis and the surrounding counties extremely well and this has made me a well recognized and top producing agent. My educational background includes a Master’s Degree in City Planning from the University of Maryland at College Park. With this background, I have a keen eye for possibilities in homes and for matching property to the right person. Also, attention to detail is paramount to my business success. I've helped all types of buyers and sellers - from first-time buyers, to seasoned investors, to experienced waterfront buyers and sellers. As a husband and father of twin girls (Olivia & Sophia), I understand that most of us would rather spend time with our family. This is why my knowledge of the area benefits my real estate clients. I am able to locate the perfect home for buyers and get the best price for sellers in very little time. If you are looking for a realtor who knows Annapolis, Anne Arundel and surrounding counties, call or email me today as I am ready to work TWICE AS HARD for you!

Equal HousingMLSREALTOR


RE/MAX Leading Edge real estate and homes for sale in Annapolis, Crofton, and Edgewater Maryland

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