Crofton, Edgewater and Annapolis real estate and homes for sale in Maryland, luxury homes, condos and townhouses - David Noce, REALTOR® David Noce REALTOR(r) for Annapolis, Crofton, and Edgewater, Maryland real estate, luxury homes, condos and townhouses - NUMBER1EXPERT™ David Noce NUMBER1EXPERT(tm) for Annapolis, Crofton, and Edgewater, Maryland real estate, luxury homes, condos and townhouses
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David Noce, REALTOR®, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Annapolis, Crofton, and Edgewater area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?

A 
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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David Noce, REALTOR®, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

David Noce
RE/MAX Leading Edge

1410 Forest Drive, Suite 8
Annapolis, MD. 21403
Phone: 410-268-3040
Cell: 410-991-2847
Fax: 410-268-7771
Email: davidnoce@NUMBER1EXPERT.com

Hi and welcome!! Let me be the first to welcome you to Annapolis …..located in beautiful Anne Arundel County. As a licensed Realtor in the State of Maryland, I specialize in real estate throughout Anne Arundel County, Howard County, Prince Georges County and Queen Annes County. I’ve lived in the Annapolis area for over 10 years so I know Annapolis and the surrounding counties extremely well and this has made me a well recognized and top producing agent. My educational background includes a Master’s Degree in City Planning from the University of Maryland at College Park. With this background, I have a keen eye for possibilities in homes and for matching property to the right person. Also, attention to detail is paramount to my business success. I've helped all types of buyers and sellers - from first-time buyers, to seasoned investors, to experienced waterfront buyers and sellers. As a husband and father of twin girls (Olivia & Sophia), I understand that most of us would rather spend time with our family. This is why my knowledge of the area benefits my real estate clients. I am able to locate the perfect home for buyers and get the best price for sellers in very little time. If you are looking for a realtor who knows Annapolis, Anne Arundel and surrounding counties, call or email me today as I am ready to work TWICE AS HARD for you!

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