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Things to Do in Edgewater  Edgewater is so convenient to just about everything! Being in close proximity to Annapolis draws “Annapolitans” to Edgewater and vice versa. Also, Baltimore and Washington D.C. are only about a 30 minute drive from Edgewater – and there is no shortage of things to do in Baltimore or the nation’s capital!!
Below are just some of the cultural, sports, entertainment, shopping and children’s attractions that are in or around the Edgewater area.
ARTS
Mitchell Art Gallery (at St. John’s College)
Annapolis Marine Art Gallery 110 Dock St. Annapolis, MD 21401
ArtFX Gallery 45 West St. Annapolis, MD 21401
Aurora Gallery 67 Maryland Ave. Annapolis, MD 21401
McBride Gallery 215 Main St. Annapolis, MD 21401
Maryland Hall for the Creative Arts 801 Chase St. Annapolis, MD 21401
SHOPPING
Annapolis Mall (largest mall in the Annapolis) Shops at South River Colony Edgewater, MD
Main Street Downtown Annapolis - Main Street in Annapolis offers a variety of quaint shops where one can find anything from stuffed crab shells, fine art and jewelry, antiques, designer clothing to souvenirs for visitors. At the foot of Main Street is City Dock and our famous "Ego Alley", where you can watch boats of all sizes “show-off” their proud boat.
Annapolis Harbour Center 2512 A Solomons Island Rd. Annapolis, MD 21401
Arundel Mills Mall (about 20 minutes north of Annapolis) 7000 Arundel Mills Cir. Hanover, MD
- one of the largest malls in the area. Plenty of outlet stores. You will find anything you need at Arundel Mills.
Shops of West Annapolis -a street lined with quaint shops located east of Rowe Blvd., across from the Navy Stadium
Marley Station Mall 7900 Ritchie Hwy, Glen Burnie, MD
Glen Burnie Mall 6711 Ritchie Hwy. Glen Burnie, MD
MUSEUMS
Historic London Town 893 Londontown Rd. Edgewater, MD 21037
Hammond-Harwood House 19 Maryland Ave. Annapolis, MD 21401
Captain Salem Avery House Museum 1418 East West Shady Side Rd. Shady Side, MD 20764
Annapolis Maritime Museum PO BOX 3088 Annapolis, MD 21403
Historic Annapolis Foundation 18 Pinkney St. Annapolis, MD 21401
The Government House 100 State Circle Annapolis, MD 21401
Maryland State Archives 350 Rowe Blvd. Annapolis, MD 21401
ENTERTAINMENT
Navy Annapolis Flight Center 3090 Solomon’s Island Rd. Edgewater, MD 21037
Camp Letts YMCA 4003 Camp Letts Rd. Edgewater, MD 21037
Maryland Ballet Theatre 1035 Benfield Blvd., Ste E Millersville, MD 21108
Chesapeake Center for the Creative Arts 194 Hammonds Lane Brooklyn Park, MD 21225
Bay Theatre Company 275 West St. Annapolis, MD 21401
Annapolis Symphony Orchestra 801 Chase St., Ste 204 Annapolis, MD 21401
Annapolis Summer Garden Theatre 143 Compromise St. Annapolis, MD 21401
Chesapeake Children’s Museum 25 Silopanna Rd. Annapolis, MD 21403
Children’s Theatre of Annapolis 1661 Bay Head Rd. Annapolis, MD 21401
Annapolis & Anne Arundel Visitor Center 26 West St. Annapolis, MD 21401
SPORTS & RECREATION
Sandy Point State Park 110 East College Pkwy. Annapolis, MD 21401
Six Flags America 13710 Central Ave. Largo, MD 20775
Baltimore Orioles (MLB) Camden Yards Baltimore, MD
Washington Nationals (MLB) RFK Stadium Washington DC
Baltimore Ravens (NFL) M&T Bank Stadium Baltimore, MD
Washington Redskins (NFL) FedEx Field Washington D.C.
Washington Wizards (NBA) MCI Center Washington D.C.
Washington Capitals (NHL) MCI Center Washington D.C.
Bowie Baysox (Orioles Minor league affiliate) Bowie, MD
DC United (Major League Soccer) RFK Stadium Washington D.C.
Washington Mystics (Women’s Basketball) MCI Center Washington D.C.
GOLFING
Eisenhower Golf Course (18 holes) 1576 Generals Hwy. Crownsville, MD 21032
Bay Hills Golf Club (18 holes) 545 Bay hills Dr. Arnold, MD 21012
South River Golf Links (18 holes) 3451 Solomon’s Island Rd. Edgewater, MD 21037
Walden Golf Club (18 Holes) 1500 Riedel Rd. Crofton, MD 21114
Crofton Country Club (18 holes) 1691 Crofton Pkwy. Crofton, MD 21114
Chartwell Golf & Country Club (18 holes) 1 Chartwell Dr. Severna Park, MD 21146
Annapolis Golf Club (9 holes) 2638 Carrollton Rd. Annapolis, MD 21403
US Naval Academy Golf Club 64 Greenbury Point Rd. Annapolis, MD 21402
DINING (some really cool and fun places with great food!!)
Original Steakhouse & Sports Theatre 139 Mitchell’s Chance Rd. Edgewater, MD 21037 410-956-0790
Pirate’s Cove Restaurant 4817 Riverside Dr. Galesville, MD 20765
Yellowfin 2804 Solomon’s Island Rd. Edgewater, MD 21037 410-573-1333
Edgewater Restaurant 148 Mayo Rd., Edgewater 410-956-3202
South River Café 48 South River Rd. Edgewater, MD 21037 410-956-8075
Old Stein Inn 1143 Central Ave. Edgewater, MD 21037
Adam’s Rib Edgewater 169 Mayo Rd. Edgewater, MD 21037
Green Turtle 3213-A Solomon’s Island Rd. Edgewater, MD 21037
ACCOMODATIONS
Annapolis Marriott Waterfront 80 Compromise St. Annapolis, MD 21401
Homestead Annapolis 120 Admiral Cochrane Dr. Annapolis, MD 21401 410-571-6600
Extended Stay America 1 Womack Dr. Annapolis, MD 21401 410-571-9988
Courtyard Annapolis 2559 Riva Rd. Annapolis, MD 21401
Loews Annapolis Hotel 126 West St. Annapolis, MD 21401
SPECIAL ATTRACTIONS
Anne Arundel County Fair (SEPT 14-18, 2005) Located at the Anne Arundel County Fairgrounds Rte. 178 in Crownsville, MD 21032
Maryland Renaissance Festival (see website for dates) Crownsville Rd Crownsville, MD 21032
First Night Annapolis 1616 Forest Dr., Ste 3 Annapolis, MD 21403
U.S. Sailboat Show (Oct 6-10, 2005) Annapolis City Dock
U.S. Powerboat Show (Oct 13-16, 2005) Annapolis City Dock
Maryland Seafood Festival (Sept 9-11, 2005) Sandy Point State Park Annapolis, MD 21401
U.S. Navy Blue Angels Air Show (May 24, 25 & 27)
For an entire list of local events: Visit www.hometownannapolis.com and click on “lively events”. At the bottom is an entire 2005 list of local events.
Other good Annapolis websites to visit:
Greater Crofton Council
Anne Arundel County
Crofton Town Club
Hometown locator
Crofton Chamber of Commerce
Crofton dining guide
Visitors guide
Crofton Business Directory 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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