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Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Q	What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
A	One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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David Noce, REALTORŽ, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

David Noce
RE/MAX Leading Edge
1410 Forest Drive, Suite 8
Annapolis, MD. 21403
Phone: 410-268-3040
Cell: 410-991-2847
Fax: 410-268-7771
Email: davidnoce@NUMBER1EXPERT.com
Hi and welcome!! Let me be the first to welcome you to Annapolis ..located in beautiful Anne Arundel County. As a licensed Realtor in the State of Maryland, I specialize in real estate throughout Anne Arundel County, Howard County, Prince Georges County and Queen Annes County. Ive lived in the Annapolis area for over 10 years so I know Annapolis and the surrounding counties extremely well and this has made me a well recognized and top producing agent. My educational background includes a Masters Degree in City Planning from the University of Maryland at College Park. With this background, I have a keen eye for possibilities in homes and for matching property to the right person. Also, attention to detail is paramount to my business success. I've helped all types of buyers and sellers - from first-time buyers, to seasoned investors, to experienced waterfront buyers and sellers. As a husband and father of twin girls (Olivia & Sophia), I understand that most of us would rather spend time with our family. This is why my knowledge of the area benefits my real estate clients. I am able to locate the perfect home for buyers and get the best price for sellers in very little time. If you are looking for a realtor who knows Annapolis, Anne Arundel and surrounding counties, call or email me today as I am ready to work TWICE AS HARD for you!

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