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Real Estate Dictionary: Annapolis, Crofton, and Edgewater Maryland home buying, real estate listings, and homes for sale in Anne Arundel County, MD

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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David Noce, REALTORŽ, real estate agent and broker for Annapolis, Crofton, and Edgewater Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

David Noce
RE/MAX Leading Edge
1410 Forest Drive, Suite 8
Annapolis, MD. 21403
Phone: 410-268-3040
Cell: 410-991-2847
Fax: 410-268-7771
Email: davidnoce@NUMBER1EXPERT.com
Hi and welcome!! Let me be the first to welcome you to Annapolis ..located in beautiful Anne Arundel County. As a licensed Realtor in the State of Maryland, I specialize in real estate throughout Anne Arundel County, Howard County, Prince Georges County and Queen Annes County. Ive lived in the Annapolis area for over 10 years so I know Annapolis and the surrounding counties extremely well and this has made me a well recognized and top producing agent. My educational background includes a Masters Degree in City Planning from the University of Maryland at College Park. With this background, I have a keen eye for possibilities in homes and for matching property to the right person. Also, attention to detail is paramount to my business success. I've helped all types of buyers and sellers - from first-time buyers, to seasoned investors, to experienced waterfront buyers and sellers. As a husband and father of twin girls (Olivia & Sophia), I understand that most of us would rather spend time with our family. This is why my knowledge of the area benefits my real estate clients. I am able to locate the perfect home for buyers and get the best price for sellers in very little time. If you are looking for a realtor who knows Annapolis, Anne Arundel and surrounding counties, call or email me today as I am ready to work TWICE AS HARD for you!

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